Mathematics, Understood.

Premium Maths mentorship for Grades 9–12.

Every student begins with a free Maths Audit — a one-to-one diagnostic with Jay Kriplani that shows you, in writing, exactly where your child is losing marks and the structured plan to recover them.

Not a demo class. Not a sales call. One student at a time — limited Audit slots weekly.

IBJEECBSEICSEOnline
The Free
Maths Audit
Diagnosis before enrolment
1:1 with Jay
Written report
Board-specific
The Diagnosis

A capable student rarely loses marks for one reason.

They lose them in pieces — a method here, a justification there, a question misread under pressure. Individually small. Together, the difference between a 4 and a 7.

01 Concept understood, method not the one the examiner rewards 0
02 Correct answer, working not shown 0
03 Question misread under time pressure 0
04 Arithmetic slip in a question they could solve 0
05 Foundation gap from two years earlier 0
Σ Marks recoverable before the next exam 0marks

Illustrative. Your child's Audit produces their own figures — which is precisely the point.

The Method

Most tutors start with a fee. Jay starts with a diagnosis.

Before any conversation about enrolment, your child sits with Jay one-to-one on Zoom. He maps exactly where marks are being lost in their board, finds the foundational gaps underneath, and decodes what the examiner actually rewards.

You receive a written Personalised Maths Audit Report — current position, target grade, and the exact plan between them. Yours to keep, whether you enrol or not.

One-to-one, online, board-specific.
The Report

You keep the written report — whether you enrol or not.

Four sections, prepared personally for your child after the Audit.

The Personalised Maths Audit Report
The Personalised Maths Audit Report

Where they stand

Current performance set against their board, in plain figures — not impressions.

Why marks are lost

The specific causes behind the grade, with the evidence from their own papers.

What is already working

Confirmed strengths, so revision time is not spent where it isn't needed.

The plan forward

A phased roadmap to the target grade, and which format suits your child.

Mentorship

Three levels of attention. The Audit decides which one fits.

All sessions are conducted online.

One Student01

Private Mentorship

The full weight of every session on one student. Every minute built around their diagnostic — their gaps, their pace, their target grade. The fastest route when the exam is close or the gap is wide.

Two Students02

Semi-Private

Your child plus one carefully matched student at a similar level and board — paired only after both diagnostics align. Collaborative momentum, with individual attention fully intact.

Maximum Five05

Micro Group

A focused cohort capped at five — small enough that no one hides and no question goes unasked. Board-specific, never mixed. Five students. Every one of them known by name.

Built For Your Family If

Capable student. Flat grade. There's a reason — and it's diagnosable.

The coaching batch

Paying monthly, seeing no movement — a seat number in a batch of forty.

Time pressure

Boards or JEE in months. Time for a plan — not for waiting.

The wrong tutor

A general tutor who doesn't speak IB, JEE, CBSE or ICSE marking.

Already strong

Bored, coasting, unchallenged — ready for Olympiad-level depth.

A parent and student reviewing progress together
Every family sees the same thing first: the diagnosis, in writing.
The Free Maths Audit
Begin With The Audit

One session. A written diagnosis. A clear plan.

Book the free Maths Audit with Jay personally — and see exactly where your child stands before you commit to anything.

Not a demo class. Not a sales call. Limited Audit slots weekly.

Jay Kriplani, founder of Math & Myth
Founder & Mentor · Math & Myth
Meet Your Mentor

Jay Kriplani

Every student is diagnosed before a single class is booked.

For over ten years, Jay has taught Mathematics across IB, JEE, CBSE and ICSE. His students have moved from predicted 4s to achieved 6s and 7s in IB Maths, earned All-India Ranks of 74 and 159 in JEE Advanced, and gone on to IITs and universities across the UK and Europe.

Behind every result is the same conviction: nobody should prescribe before they diagnose — and no capable student should be lost in a batch of forty.

0+
Years across IB, JEE, CBSE & ICSE
AIR 0 & 0
Student ranks in JEE Advanced
Max 0
Students in any session, ever
You Are Never Guessing

Progress you can read, not hope for.

Weekly

Performance Review Report

A Performance Review Report on what moved, what didn't, and what comes next.

Every two weeks

Parent Review Report

A Parent Review Report consolidating progress and recommended next steps.

Every two weeks

Personalised assessment

A personalised assessment built around your child's own gaps — never a common paper.

The Next Step

Find out exactly where your child stands — before the next exam decides it for you.

One free session with Jay personally. A board-specific diagnostic, a written Audit Report, and the structured plan to your child's target grade.

Not a demo class. Not a sales call. Limited Audit slots weekly.

Legal · Math & Myth

Privacy Policy

Version 1.0 · Effective July 2026

This Privacy Policy sets out the manner in which Jay Kriplani, trading as Math & Myth, of Dubai, United Arab Emirates ("the Mentor") collects, uses, discloses and retains personal information relating to clients and students. It forms part of the Terms & Conditions.

01Scope

1.1
This Policy applies to personal information collected through the Mentor's website, landing pages, advertising lead forms, messaging channels, telephone communications and the course of delivering the Services.
1.2
The Mentor acts as the controller of the personal information described in this Policy and determines the purposes for which it is processed.
1.3
Because the Mentor's students are ordinarily minors, personal information relating to students is subject to the additional safeguards set out at clauses 5 and 6.

02Categories of Information Collected

CategoryDetail
Client identification and contact dataName, telephone and messaging number, electronic mail address, city and country of residence
Student dataGiven name, grade, curriculum (IB, JEE, CBSE or ICSE), school where voluntarily disclosed, and age range
Academic dataExamination papers, report cards, predicted grades, work produced during Sessions, and diagnostic assessment results
Audio-visual dataRecordings of Semi-Private and Micro Group Sessions, and of Private Sessions where recorded at the Client's request, comprising the image, voice and contributions of participating Students
Service recordsSession schedules, attendance records, Audit reports, Performance Review Reports, Parent Review Reports and progress notes
CorrespondenceMessaging and electronic mail correspondence, enquiry form submissions and file notes of telephone calls
Financial recordsRecords of Fees invoiced and received. Payment card and bank account details are processed by the payment provider and are not retained by the Mentor.
Technical and advertising dataPages accessed, device and browser characteristics, and data collected by advertising and analytics technologies where consent has been given

03Sources of Collection

3.1
Directly from the Client, by means of enquiry forms, advertising lead forms operated on the Meta platforms, messaging correspondence, telephone communications and the Audit.
3.2
From the Student in the ordinary course of instruction, in the form of academic work, assessment responses and participation in recorded Sessions.
3.3
Automatically, through the technologies described at clause 9.

04Purposes and Lawful Basis of Processing

4.1
The Mentor processes personal information for the following purposes:
(a)
conducting the Audit and preparing the resulting report;
(b)
scheduling and delivering Sessions in the appropriate format;
(c)
preparing Performance Review Reports, Parent Review Reports and personalised diagnostic assessments;
(d)
producing and making available Recordings in accordance with clause 6;
(e)
communicating with the Client regarding scheduling, progress and Fees;
(f)
invoicing, collecting Fees and maintaining accounting records;
(g)
developing and improving teaching materials and methods;
(h)
sending information concerning the Services to existing clients and to persons who have requested it;
(i)
complying with legal, taxation and regulatory obligations.
4.2
The Mentor relies upon the performance of his agreement with the Client, the consent of the Client, his legitimate interest in the operation and improvement of an educational service, and compliance with legal obligation, as the case requires.
4.3
Where processing is founded upon consent, the Client may withdraw that consent at any time in accordance with clause 12.

05Information Relating to Minors

5.1
The Mentor does not knowingly collect personal information directly from a minor otherwise than through, or with the authority of, the Client. All enrolments, consents and payments are effected by an adult.
5.2
The Mentor does not direct marketing communications to students.
5.3
Information relating to a Student is disclosed to that Student's Client and is not disclosed to any other client, student or third party save as provided in this Policy.
5.4
Reports, assessments and results relating to one Student are not disclosed to any other Student or to that Student's Client.
5.5
Where the Mentor becomes aware that he holds information concerning a minor which he is not entitled to hold, that information shall be deleted without undue delay.

06Recordings of Sessions

6.1
Semi-Private and Micro Group Sessions are recorded as a matter of course, and each Recording is made available to the Client of every Student enrolled in that Cohort, whether or not the Student attended. Private Sessions are recorded only at the request of the Client.
6.2
A Recording of a Semi-Private or Micro Group Session necessarily contains the image, voice, written work and spoken contributions of the other Students in that Cohort. By enrolling a Student in such a format, the Client consents to the recording of that Student's participation and to its availability to the Clients of the other Students within the same Cohort.
6.3
Recordings are made available solely for the personal educational use of the enrolled Student. The Client and the Student are prohibited from copying, publishing, broadcasting, uploading or otherwise disclosing a Recording to any person outside the Client's immediate household.
6.4
Recordings are not used for marketing, promotional or training purposes, and are not disclosed to any person outside the relevant Cohort, save where disclosure is required by law.
6.5
Recordings are retained for the duration of the Student's enrolment and are deleted within ninety (90) days of termination of the Services. Access ceases upon termination.
6.6
A Client who does not wish their Student's participation to be recorded may request enrolment in the Private format, in which Recordings are made only at the Client's request.

07Disclosure to Third Parties

7.1
The Mentor does not sell personal information and does not disclose it for the marketing purposes of any third party.
7.2
Personal information may be disclosed to the following categories of processor, in each case to the extent necessary for the purpose concerned:
(a)
video conferencing and cloud storage providers, for the delivery of online Sessions and the hosting of Recordings;
(b)
messaging and electronic mail service providers, for correspondence;
(c)
form, scheduling and administrative software providers;
(d)
payment service providers, for the processing of Fees;
(e)
advertising and analytics platforms, as described at clause 9;
(f)
the Mentor's appointed marketing agency, which administers advertising campaigns and may process enquiry details for the purpose of responding to an enquiry. The marketing agency is not given access to Recordings, academic records or student reports;
(g)
professional advisers, and competent authorities where disclosure is required by law.
7.3
Each processor is engaged on terms requiring the confidentiality and security of the information disclosed to it.

08Use of Testimonials and Marketing Materials

8.1
The name, image, likeness, academic results, written feedback or recorded testimonial of a Student shall be used in marketing materials only with the prior written consent of the Client, given specifically for that purpose.
8.2
Such consent may be withdrawn at any time, whereupon the Mentor shall remove the material concerned from all media within his control.

09Cookies, Advertising Technologies and Analytics

9.1
The website employs cookies necessary for its operation, together with analytics and advertising cookies deployed only where the user has given consent.
9.2
The Mentor advertises on the Meta platforms and employs the Meta Pixel and equivalent measurement technologies for the purposes of measuring advertising performance and delivering advertising to persons who have previously interacted with his pages.
9.3
Consent to non-essential cookies may be declined or subsequently withdrawn through the consent notice presented on the website. Advertising personalisation may further be controlled through the user's account settings on the relevant platform and through browser settings.

10International Transfers

10.1
The Mentor operates in the United Arab Emirates and delivers Services to clients in the United Arab Emirates and in India. Personal information may accordingly be transferred to, and processed in, jurisdictions other than that of the Client's residence, including jurisdictions in which the Mentor's processors are established.
10.2
The Mentor takes reasonable steps to ensure that any such transfer is subject to appropriate safeguards.

11Retention

CategoryRetention period
Enquiries not resulting in an Audit or enrolmentTwelve (12) months from the date of enquiry
Audit reports and student records of enrolled StudentsThe duration of the engagement and three (3) years thereafter
Recordings of SessionsThe duration of enrolment, and deleted within ninety (90) days of termination
Financial and taxation recordsThe period prescribed by applicable law
Marketing consents and related recordsUntil withdrawal of consent
11.1
Upon expiry of the applicable retention period, personal information is deleted or irreversibly anonymised.

12Rights of the Client

12.1
The Client may request that the Mentor:
(a)
provide a copy of the personal information held concerning the Client or the Student;
(b)
rectify information which is inaccurate or incomplete;
(c)
erase information which the Mentor is no longer required to retain;
(d)
cease sending marketing communications;
(e)
withdraw a consent previously given, including consent given under clause 8.
12.2
A request for erasure of a Recording shall be considered having regard to the rights of the other Students appearing in it, and the Mentor may decline to delete a Recording where deletion would deprive other enrolled Students of access to a Session for which they have paid.
12.3
Requests shall be addressed to the Mentor using the details at clause 15 and shall be answered within thirty (30) days.
12.4
The Client may additionally have the right to lodge a complaint with the competent data protection or consumer authority in the Client's jurisdiction.

13Security

13.1
Access to student records and Recordings is restricted to the Mentor and, where strictly necessary for scheduling or administration, to persons engaged by the Mentor under an obligation of confidentiality.
13.2
Recordings are distributed by access-restricted link and are not published on any publicly accessible platform.
13.3
Devices and accounts upon which records are held are protected by access controls. No method of transmission or storage is entirely secure, and the Mentor does not warrant absolute security, but maintains measures appropriate to the nature of the information held.

14Amendments

14.1
The Mentor may amend this Policy from time to time. The current version is published on the website together with its effective date. Material amendments shall be notified to enrolled Clients directly.

15Contact

Math & Myth · Jay Kriplani
Email: [email protected]
Telephone / WhatsApp: +971 58 302 8593 (UAE) · +91 70095 02656 (India)
Dubai, United Arab Emirates

Legal · Math & Myth

Terms & Conditions

Version 1.0 · Effective July 2026

These Terms & Conditions ("Terms") govern the provision of mathematics mentorship services by Jay Kriplani, trading as Math & Myth, of Dubai, United Arab Emirates. By booking a diagnostic assessment, attending a demonstration session, or enrolling a Student, the Client accepts these Terms in full.

01Definitions and Interpretation

1.1
"Mentor" means Jay Kriplani, trading as Math & Myth.
1.2
"Client" means the parent or legal guardian who engages the Mentor and is responsible for payment of Fees.
1.3
"Student" means the individual in respect of whom the Services are delivered.
1.4
"Services" means the mathematics mentorship services described at clause 3.
1.5
"Session" means a single scheduled teaching session in the Private, Semi-Private or Micro Group format.
1.6
"Cohort" means the Students enrolled together in a particular Semi-Private or Micro Group Session.
1.7
"Audit" means the complimentary diagnostic assessment conducted by the Mentor prior to enrolment, together with the written report issued following it.
1.8
"Recording" means an audio-visual recording of a Session made available by the Mentor under clause 10.
1.9
"Fees" means the amounts payable by the Client in respect of the Services.
1.10
Headings are for convenience only and do not affect interpretation. References to a period of days mean calendar days unless otherwise stated.

02Eligibility and Capacity to Contract

2.1
The Services are provided to students in Grades 9 to 12 following the IB, JEE, CBSE or ICSE curricula.
2.2
Where the Student is under the age of eighteen (18), all bookings, enrolments, consents and payments shall be made by the Client, who contracts on the Student's behalf and warrants that they hold parental responsibility or legal guardianship in respect of the Student.
2.3
The Client warrants that all information provided concerning the Client and the Student is accurate and complete, and shall notify the Mentor of any material change.

03Scope of Services

3.1
The Services comprise:
(a)
the Audit;
(b)
Sessions delivered in the format determined following the Audit;
(c)
a Performance Review Report concerning the Student's progress, issued weekly;
(d)
a Parent Review Report consolidating the Student's progress, areas requiring attention and recommended next steps, issued to the Client at intervals of two weeks;
(e)
a personalised diagnostic assessment, set at intervals of two weeks and constructed by reference to the individual Student's strengths and areas of difficulty; and
(f)
Recordings, in accordance with clause 10.
3.2
Sessions are delivered in one of three formats:
(a)
Private Mentorship, comprising one Student;
(b)
Semi-Private Mentorship, comprising a maximum of two Students;
(c)
Micro Group Mentorship, comprising a maximum of five Students.
3.3
Sessions are ordinarily delivered four times per week and are conducted online by video conference. The Mentor does not provide in-person or on-site instruction.
3.4
The Client may request a change of format at any time. Any such change shall take effect from the commencement of the next billing period, subject to availability.

04The Audit

4.1
The Audit is conducted personally by the Mentor and is provided at no charge. Its purpose is to identify the Student's specific areas of difficulty and to determine the appropriate format of instruction.
4.2
The report issued following the Audit constitutes the Mentor's professional educational assessment. It does not constitute a formal academic assessment, certification, psychological evaluation or diagnosis, and is not intended for submission to any school, examination board or admissions body.
4.3
Audit appointments are limited in number. The Mentor may reschedule an appointment where necessary and shall provide such notice as is reasonably practicable.
4.4
The Client is under no obligation to enrol the Student following the Audit.

05Demonstration Sessions and Enrolment

5.1
Following the Audit, the Student may attend three to four demonstration Sessions in order that the Client and the Student may assess the Mentor's methods prior to committing to the Services.
5.2
Demonstration Sessions are chargeable and become payable upon enrolment.
5.3
Enrolment is effective upon receipt by the Mentor of the applicable Fees and agreement of a schedule.
5.4
The Mentor reserves the right to decline an enrolment, or to discontinue the Services, where in his reasonable professional judgement he is not able to meet the Student's educational requirements.

06Fees and Payment

6.1
Fees are charged per Session and are quoted in United Arab Emirates Dirhams for Students resident in the UAE and in Indian Rupees for Students resident in India. The applicable rates are confirmed to the Client in writing at enrolment.
6.2
Fees are payable in advance. Daily, weekly and monthly billing frequencies are available at the Client's election.
6.3
Fees are exclusive of value added tax, goods and services tax and any other levy or duty, which shall be added where required by applicable law.
6.4
Where Fees remain outstanding, the Mentor may suspend the Services until payment is received in full. Sessions not delivered by reason of such suspension shall not be rescheduled or credited.
6.5
The Mentor may revise the Fees upon not less than thirty (30) days' written notice. No revision shall affect a billing period for which Fees have already been paid.
6.6
Bank charges, currency conversion costs and transaction fees imposed by the Client's payment provider shall be borne by the Client.

07Scheduling, Cancellation and Attendance

7.1
A Private Session may be rescheduled without charge where the Client gives not less than twenty-four (24) hours' notice, subject to availability.
7.2
A Private Session cancelled on shorter notice, or at which the Student fails to attend, shall be treated as delivered and shall remain chargeable in full.
7.3
Semi-Private and Micro Group Sessions are delivered to a fixed schedule agreed for the Cohort. Such Sessions shall not be rescheduled, repeated or substituted by reason of the non-attendance of an individual Student, irrespective of the notice given, and shall proceed for the remaining members of the Cohort.
7.4
Where a Student does not attend a Semi-Private or Micro Group Session, a Recording of that Session shall be made available to the Client in accordance with clause 10, in substitution for attendance. No Credit or refund shall arise.
7.5
Where a Session is not delivered by reason attributable to the Mentor, it shall be rescheduled at no additional charge or credited in full against Fees falling due in the subsequent billing period, at the Client's election.
7.6
Where the Client notifies the Mentor of a planned absence prior to the commencement of a billing period, Fees for that period shall be calculated by reference to the Sessions actually scheduled.
7.7
Consistent attendance and completion of assigned work are material to the effectiveness of the Services. Where attendance is irregular, the Mentor may review with the Client whether the current format remains appropriate.

08Obligations of the Client

8.1
In respect of Sessions delivered online, the Client shall ensure that the Student has access to a functioning device, a stable internet connection, and a quiet and appropriately supervised environment.
8.2
The Client shall ensure that the Student is able to attend scheduled Sessions punctually and without interruption, and that any technical difficulty affecting attendance is notified to the Mentor at the earliest opportunity.
8.3
The Client shall ensure that communications with the Mentor are conducted courteously. The Mentor may suspend or terminate the Services in the event of abusive, discriminatory or threatening conduct by the Client or the Student, and no refund shall be payable in such circumstances.

09Reports and Communications

9.1
Performance Review Reports, Parent Review Reports and diagnostic assessments are prepared for the Client and the Student and are confidential to them.
9.2
Routine communication is conducted by messaging application and electronic mail. The Mentor shall use reasonable endeavours to respond to enquiries within one working day.
9.3
The Mentor does not undertake to be available outside scheduled Session hours and reasonable communication windows.

10Recordings

10.1
Semi-Private and Micro Group Sessions are recorded as a matter of course. A Recording of each such Session shall be made available to the Client of every Student enrolled in that Cohort, whether or not the Student attended the Session.
10.2
Private Sessions may be recorded at the request of the Client, and a Recording made available on the same terms.
10.3
By enrolling a Student in a Semi-Private or Micro Group format, the Client consents to the recording of that Student's participation and to the availability of that Recording to the Clients of the other Students within the same Cohort.
10.4
Recordings are supplied solely for the personal educational use of the enrolled Student. The Client and the Student shall not copy, download for redistribution, publish, broadcast, upload to any platform, or otherwise disclose a Recording, in whole or in part, to any person outside the Client's immediate household.
10.5
Recordings may contain the image, voice, written work and spoken contributions of other Students. The Client undertakes to treat such material as confidential and acknowledges that any unauthorised disclosure may constitute a breach of the privacy rights of a minor.
10.6
Recordings remain accessible for the duration of the Student's enrolment. Access ceases upon termination of the Services.
10.7
The Client and the Student shall not themselves record, photograph, transmit or broadcast any Session or any part of it.
10.8
Breach of this clause 10 constitutes a material breach of these Terms and entitles the Mentor to suspend or terminate the Services without refund.

11Intellectual Property

11.1
All teaching materials, worksheets, assessments, reports, Recordings, frameworks and methodologies supplied by the Mentor remain the exclusive intellectual property of the Mentor.
11.2
Such materials are licensed to the Client solely for the personal educational use of the enrolled Student. They shall not be copied, resold, distributed, published, uploaded to any platform, or shared with any third party, including other students or tutors.
11.3
The licence granted under clause 11.2 terminates automatically upon termination of the Services.

12Academic Outcomes

12.1
The Mentor undertakes to deliver the Services with reasonable skill and care and in accordance with the standards of a competent professional educator.
12.2
The Mentor gives no warranty, representation or guarantee as to any particular grade, score, rank, predicted grade, examination result or admission outcome. Academic outcomes are dependent upon factors outside the Mentor's control, including the Student's application, attendance, school environment, examination conditions and the marking practices of external examination boards.
12.3
Any results or student outcomes referred to in marketing materials are illustrative of results previously achieved and do not constitute a representation that comparable results will be achieved by any other Student.

13Limitation of Liability

13.1
Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any liability which cannot lawfully be limited or excluded.
13.2
Subject to clause 13.1, the aggregate liability of the Mentor arising out of or in connection with the Services shall not exceed the total Fees paid by the Client in the three (3) months immediately preceding the event giving rise to the claim.
13.3
Subject to clause 13.1, the Mentor shall not be liable for indirect or consequential loss, including without limitation examination results, academic placement, admission decisions, loss of opportunity or loss of prospective advantage.
13.4
The Mentor shall not be liable for any failure or delay in performance arising from circumstances beyond his reasonable control, including illness, interruption of internet or platform services, governmental action or act of God. Affected Sessions shall be rescheduled or credited in accordance with clause 7.5.

14Suspension and Termination

14.1
The Client may terminate the Services with effect from the end of any period for which Fees have been paid, by notice in writing. No minimum term, notice period or termination fee applies.
14.2
The Mentor may suspend or terminate the Services: (a) for non-payment of Fees; (b) for material breach of these Terms, including breach of clause 10; (c) pursuant to clause 8.3; or (d) where continued provision would not, in the Mentor's reasonable professional judgement, serve the Student's educational interest.
14.3
Upon termination, Fees in respect of Sessions already delivered remain payable, access to Recordings ceases, and any credit recorded under clause 7.5 shall be settled in accordance with the Refund Policy.
14.4
Clauses 10.4, 10.5, 11, 12, 13 and 17 survive termination.

15Refunds

15.1
Fees are non-refundable. The Refund Policy published on the Mentor's website forms part of these Terms and governs all matters relating to refunds, credits and billing corrections.

16Data Protection

16.1
Personal information relating to the Client and the Student is processed in accordance with the Privacy Policy published on the Mentor's website, which forms part of these Terms.
16.2
The Mentor shall not use the name, image, likeness, results or testimonial of any Student for marketing purposes without the prior written consent of the Client.

17General

17.1
These Terms, together with the Refund Policy and the Privacy Policy, constitute the entire agreement between the parties and supersede all prior discussions, representations and understandings.
17.2
The Mentor may amend these Terms from time to time. The current version is published on the Mentor's website together with its effective date. Amendments materially affecting enrolled Students shall be notified directly to the Client.
17.3
No failure or delay by the Mentor in exercising any right shall operate as a waiver of that right.
17.4
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
17.5
The Client may not assign or transfer its rights under these Terms without the Mentor's prior written consent.

18Governing Law and Jurisdiction

18.1
These Terms are governed by the laws of the United Arab Emirates as applied in the Emirate of Dubai, and the courts of Dubai shall have exclusive jurisdiction in respect of any dispute arising out of or in connection with them.
18.2
Clause 18.1 does not deprive a Client resident outside the United Arab Emirates of the protection of mandatory consumer legislation in force in that Client's country of residence.

19Contact

Math & Myth · Jay Kriplani
Email: [email protected]
Telephone / WhatsApp: +971 58 302 8593 (UAE) · +91 70095 02656 (India)
Dubai, United Arab Emirates

Legal · Math & Myth

Refund Policy

Version 1.0 · Effective July 2026

This Refund Policy forms part of, and is to be read together with, the Terms & Conditions of Math & Myth. In the event of any inconsistency between this Policy and the Terms & Conditions in respect of refunds, this Policy shall prevail.

01Definitions

1.1
"Mentor" means Jay Kriplani, trading as Math & Myth, of Dubai, United Arab Emirates.
1.2
"Client" means the parent or legal guardian who engages the Mentor and is responsible for payment of Fees.
1.3
"Student" means the individual in respect of whom the Services are delivered.
1.4
"Services" means the mathematics mentorship services delivered by the Mentor, including Sessions, assessments, reports and Recordings.
1.5
"Session" means a single scheduled teaching session in the Private, Semi-Private or Micro Group format.
1.6
"Cohort" means the Students enrolled together in a particular Semi-Private or Micro Group Session.
1.7
"Recording" means an audio-visual recording of a Session made available under clause 10 of the Terms & Conditions.
1.8
"Audit" means the complimentary diagnostic assessment conducted prior to enrolment.
1.9
"Fees" means the amounts payable by the Client in respect of the Services.
1.10
"Credit" means an amount recorded in the Client's favour and applied against Fees falling due in a subsequent billing period.

02Application

2.1
This Policy applies to all Fees paid to the Mentor in respect of the Services, irrespective of payment method, billing frequency or the jurisdiction in which the Client is resident.
2.2
By making payment of any Fees, the Client is deemed to have read, understood and accepted this Policy.

03Diagnostic Assessment

3.1
The Audit is provided at no charge. As no consideration is paid in respect of the Audit, no refund arises in connection with it.
3.2
The Client is under no obligation to enrol following the Audit.

04Non-Refundable Fees

4.1
All Fees paid to the Mentor are non-refundable, save as expressly provided at clauses 7, 9 and 10.
4.2
Without limitation, no refund shall be payable in any of the following circumstances:
(a)
a change of mind by the Client or the Student following enrolment;
(b)
a decision by the Client to engage an alternative tutor, coaching institution or programme;
(c)
non-attendance by the Student at a scheduled Session;
(d)
cancellation by the Client of a scheduled Private Session on less than twenty-four (24) hours' notice;
(e)
non-attendance at a Semi-Private or Micro Group Session, irrespective of the notice given;
(f)
the inability of the Student to attend by reason of illness, travel, school commitments, examinations or personal circumstances;
(g)
dissatisfaction with academic results, predicted grades, examination outcomes, rankings or admission decisions, such outcomes being dependent upon factors outside the Mentor's control;
(h)
failure by the Client or the Student to utilise the Services, materials, Recordings or assessments made available;
(i)
suspension or termination of the Services by the Mentor pursuant to the Terms & Conditions by reason of non-payment or material breach.
4.3
Demonstration Sessions attended by the Student become chargeable upon enrolment and are non-refundable once delivered.

05Basis of the Policy

5.1
The Services are delivered personally by the Mentor. Scheduled capacity is reserved exclusively for the Student and cannot be reallocated at short notice.
5.2
The Mentor imposes no minimum term, contractual lock-in period, notice period or termination fee. Fees are payable only in respect of the forthcoming billing period, and the Client may discontinue the Services at the conclusion of any period for which Fees have been paid.

06Cancellation and Rescheduling of Private Sessions

6.1
A Private Session may be rescheduled without additional charge where the Client provides not less than twenty-four (24) hours' notice, subject to the availability of an alternative slot.
6.2
A Private Session cancelled on shorter notice, or at which the Student does not attend, shall be treated as delivered and shall remain chargeable in full.
6.3
Where the Client notifies the Mentor of a planned absence prior to the commencement of a billing period, Fees for that period shall be calculated by reference to the Sessions actually scheduled.

07Cancellation by the Mentor

7.1
Where a scheduled Session is not delivered by reason of any act, omission or circumstance attributable to the Mentor, including illness, travel, technical failure or events beyond the Mentor's reasonable control, the Mentor shall, at the Client's election:
(a)
reschedule the Session at a mutually convenient time at no additional charge; or
(b)
record a Credit equal to the full value of the Session, to be applied against Fees falling due in the subsequent billing period.
7.2
Sessions not delivered by the Mentor shall not be forfeited in any circumstances.

08Semi-Private and Micro Group Sessions

8.1
Semi-Private and Micro Group Sessions are delivered to a fixed schedule agreed for the Cohort. Such Sessions shall not be rescheduled, repeated or substituted by reason of the non-attendance of an individual Student, irrespective of the notice given, and shall proceed for the remaining members of the Cohort.
8.2
Where a Student does not attend such a Session, a Recording of that Session shall be made available to the Client in substitution for attendance. Recordings are likewise made available in respect of every other Session delivered to that Cohort, whether attended or not.
8.3
The provision of a Recording under clause 8.2 constitutes full performance by the Mentor in respect of that Session. No Credit or refund shall arise.
8.4
Where a Semi-Private or Micro Group Session is not delivered at all, clause 7 shall apply in respect of each enrolled Student.

09Termination and Outstanding Credit

9.1
Upon termination of the Services by either party, Fees in respect of Sessions already delivered shall remain payable and non-refundable.
9.2
Any Credit recorded under clause 7 and remaining unapplied at the date of termination shall be settled by the Mentor within thirty (30) days of termination.
9.3
Access to Recordings ceases upon termination. No refund or Credit arises in respect of such cessation.

10Billing Errors

10.1
Where the Client has been charged in error, charged more than once in respect of the same period, or charged an amount exceeding that properly due, the Client shall notify the Mentor within fourteen (14) days of the relevant charge.
10.2
The Mentor shall verify his records and return any amount incorrectly charged within thirty (30) days of confirming the error. A correction under this clause constitutes rectification of an administrative error and does not constitute a refund of Fees for Services.

11Payment Disputes

11.1
The Client shall raise any dispute concerning a payment with the Mentor in the first instance, and the Mentor shall investigate and respond within fourteen (14) days.
11.2
The initiation of a chargeback or payment reversal without prior notice to the Mentor may result in suspension of the Services pending resolution of the matter.

12Discretionary Credits

12.1
The Mentor may, at his absolute discretion and in exceptional circumstances, record a Credit toward future Sessions. Any such Credit is granted on a case-by-case basis, does not constitute a refund, and shall not create any precedent or entitlement in respect of any subsequent matter.

13Statutory Rights

13.1
Nothing in this Policy excludes, restricts or modifies any right or remedy conferred upon the Client by the mandatory consumer protection legislation of the United Arab Emirates or, where applicable, of the Client's country of residence.

14Amendments

14.1
The Mentor may amend this Policy from time to time. The version in force at the date of payment shall govern that payment. The current version is published on the Mentor's website together with its effective date.

15Governing Law

15.1
This Policy is governed by the laws of the United Arab Emirates as applied in the Emirate of Dubai, and the courts of Dubai shall have exclusive jurisdiction in respect of any dispute arising under it.

16Contact

Math & Myth · Jay Kriplani
Email: [email protected]
Telephone / WhatsApp: +971 58 302 8593 (UAE) · +91 70095 02656 (India)
Dubai, United Arab Emirates